We built the ISO we wished existed when we were merchants. Same fraud controls, same rates, none of the BS fees. Send us your last statement — we'll show you the difference in 24 hours.
Tell us about your business. We'll come back with actual numbers based on your volume — not a range, not "starting at."
We'll review your info and reach out within one business day with a real rate quote. No pitch — just numbers.
Want to speed things up? Email your last statement to hello@gtmpayments.com
Most merchants don't know their real effective rate. The quoted discount rate doesn't include the gateway fee hitting your bank account separately, or the card brand fees buried on page three. Add it all up and you're usually paying significantly more than you think.
Send us your last statement. We'll go through every line — discount, interchange, card brand fees, gateway — and send back a full breakdown within 24 hours. If we can't beat your current rate, we'll tell you straight.
Send your statement →Fighting chargebacks is expensive, time-consuming, and you win maybe 20-30% of the time. The ratio damage is already done before you even respond. There's a better way.
Rapid Dispute Resolution (RDR) from Verifi intercepts Visa disputes before they become chargebacks. The cardholder files a dispute — RDR catches it, auto-refunds it, and it disappears as a refund instead of a chargeback. Your ratio stays clean. You never touch a PDF.
Ethoca Alerts does the same on the Mastercard side. Together they cover the vast majority of your dispute exposure before it ever counts against you.
Ask us about RDR setupCalls their bank. Says they don't recognize it.
Verifi / Ethoca catches it in real time. Fires an alert.
Dispute resolved as a refund, not a chargeback. Ratio untouched.
No PDF form. No 90-day timeline. No ratio damage.
We work with merchants that mainstream processors won't touch. We're straight about what that involves.
We quote the full picture — processing and gateway combined. No separate charge hitting your bank account you weren't expecting. Send us your current statement and we'll run a real side-by-side comparison.
We strongly recommend Rapid Dispute Resolution over manual chargeback responses. Intercept it before it counts. Auto-refund it. Keep your ratio clean. Fighting chargebacks is expensive and you usually lose.
We came from the merchant side. We know what every line on a processing statement means. We'll walk through yours before you sign — and any time after if something doesn't make sense.
No phone call required to get a real rate. No PDF application to start the conversation.
Fill out the form — volume, industry, current processor. We'll come back with real numbers.
Optional but valuable. We'll decode every line and show the all-in comparison before you decide anything.
Actual numbers based on your volume and industry. What we quote is what you pay.
Fraud controls configured. RDR connected. We stay reachable — not just at onboarding.
Send us your last statement. We'll show you what you're actually paying — and what you could be.